Helpful Information for When You Are Ready to Purchase a Home

Buying & Selling

Are you planning on buying or selling a home in the next couple of months? If so, pre-planning is key. If you are buying, get pre-approved. If selling, consider scheduling a pre-listing inspection.

See below for more helpful information. Have question? I am always here to help, so click on the Contact page to see how to get in touch with me!

Buying

Below you will find:

Buyer Questionair

5 Tips for House Hunters

Things You Should Not Do Before Buying A Home

Frequently Asked Questions

Pre-Approval Checklist

Mortgage Loan Application Checklist

Tips for Improving Your Credit Score

Helpful Links and Articles

Selling

Below You Will Find:

Things You Should Not Do Before Listing

Considering For Sale By Owner? Read this first!

Pre-Market Listing Inspection

New Listing Questionair

The Closing Process

Pre-Approval Checklist

Most buyers don't understand the difference between Pre-Qualification and Pre-Approval. The former is a less formal approach and means that the buyer has a good chance of getting the requested mortgage approved. The later means that a lender has committed to issue a home loan of a specific dollar amount based on an extensive application process.

Most Realtors will not take you to see a home unless you are preapproved. The above link will help you through this process, and give you an idea of what you will need to move forward with getting preapproved.

Things you should not do before listing your home

Coming Soon!

Please do not make these simple mistakes before listing you home. Click on the headline above for more!

Mortgage Loan Application Check List

In this document you will find a list of items you will need in order to make your application for a mortgage as quick and easy as possible. Having all of these items available on your first trip to the loan office will ensure a faster turnaround time which means a more efficient closing.

The list might look intimidating but not everything will pertain to you!

For Sale by Owner?

Debating if you should sell your home yourself? Click on the link above to see why for sale by owner is not the way to go!

Tips for Improving your Credit Score

Although I cannot promise that your credit score will increase dramatically, after scouring the web, here are some of the best tips I could find!

Click on the above linke for some handy ways on keeping your score up - and not brining it down!

New Listing Questionnaire

When you purchased your home did you negotiate any repairs during the Option Period? If so, you will understand the importance of getting a pre-market listing inspection. This way you are fully aware of any questions that might pop up during the buyers inspection when it comes time.

The 400 dollars it costs for this could save you thousands in the long run!